Fund will vote in the two strategies
Specifically, the fixed investment strategy should be divided into two categories: first, to savings for the basic purpose of the fixed investment; Second, for the purpose of investment in fixed investment. The specific circumstances of each strategy as follows:
(A) for the purpose of fixed investment and savings
This is the origin of fixed investment in the basic strategy of origin. Fixed investment based on this strategy, objectives should be to target mainly low-risk investment fund types should be low-risk varieties, mainly money market funds and a debt-based. About money market funds, Wang Qun Air’s strategy is: as long as investors have regular precipitation current account funds can be done in this way fixed investment. The yield is usually higher than demand deposits, however, proceeds from the absolute point of view, not the actual return can be high, after all, the best varieties of these flows, located in the cash management tool.
(B) for the purpose of investment of fixed investment
Such investment can be divided into two types, one is made to set long-term investment cast, one is made for timing purposes will vote. Be cast in such investments mainly in high-risk, high yield characteristics of the species, the main regular activity performed various types of funds. For long-term investment to be carried out to vote, the chosen subject may wish to index funds based, preferably related constituent class index funds. For this type of fixed investment, usually do not do timing. In the specific implementation of the time, the main difference to the various indices. For timing purposes be made by vote, referring to the timing ability, but not very good investors are able to be cast as a valuable reference for important investment Gongju. Specific De approach is: when stock market fell at a certain extent, the Kai Shi vote planned for Ding, Bing Ju amount can Xiangduishangshu all Qingkuangjiaotai number; When the market price to a certain Gaodu after Shang Sheng, may terminate this area as appropriate Xuanze fixed investment. Based on the current market price trend point of view, it could be carried out in good timing given the opportunity to vote. In this last type of fixed investment, the main object of choice is a proactive investment style, the main regular activity performed in the fund, such as stock funds, partial stock funds, flexible funds allocation, and so on, and, according to fund historical performance, long, medium and short comprehensive analysis, the choice of integrated performance of the fund be a good investment. Because in these types of funds, the performance gap between good and bad big difference has been the situation twice.
Investment difficult to break through the psychological relations in early action, more difficult to uphold in knowing too much like the stock so, the Fund will vote the same. Would certainly vote, may not want to emphasize the many skills, but carved desk Fulfillment Lu Xun’s “morning”, which increase as Su Wu sheep-like stick. Should the frequent exchange fixed investment fund? Upon my honor you, I also see a fund, it will run fast and long-term investment, but after that it will vote in the more run slower, but also the idea of moving over for the Fund, and finally because of favorable long-term and did not change, and fortunately continues to adhere to now doubled. In fact, only funds which can not always run in front, Buffett surgeon can not do. If the fund each quarter, which can run only the first 1 / 3, was sufficient to Swordsman. Fixed investment and the formation of this habit is difficult to give up very easily, to learn to be a fool, stick to fund long-term winner.
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